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For HR teams

Benefits Decision Support for HR Teams

HR usually isn't in a position to tell an employee which benefit they should choose. That's why open enrollment produces so many questions nobody is allowed to answer. Help Me Choose Benefits does that part, using the strategy you and your broker already built together.

During enrollment

A quieter open enrollment

Employees get a personal answer at the moment they’re deciding, instead of emailing HR. They answer a short, anonymous survey and, in about four minutes, get a recommendation that explains why each benefit fits someone in their situation, and when they can skip one.

Privacy and setup

Nothing to explain to legal or IT

01

No personal data

Employees never give a name, Social Security number, employee ID or login, so there’s nothing to expose in a breach and nothing for employees to worry about. Read more about how HMCB works without personal data or integration.

02

No integration

No data file, no IT ticket and no maintenance. Employees open HMCB from a link or QR code, then enroll in your existing system.

03

Built for small teams

If one person handles benefits alongside payroll, this is designed for them. You provide the benefits summary you give new hires, and your broker helps set the recommendation logic.

Reporting

Proof your benefits spend is working

A dashboard shows completions and what’s being recommended while enrollment is open, so you can follow up where engagement is low. When enrollment closes, you have something to show leadership: how many employees used it and where participation moved.

ConGlobal · one enrollment

28%

of enrollees used HMCB

71

counseling sessions booked through it

18%

30%

Long term disability participation

Reach

For the whole workforce

HMCB is available in English, Spanish and French and works on a phone, so it reaches warehouse, field and office employees alike. It covers medical, dental, vision, life, disability, HSA, FSA, HRA, 401(k) and voluntary benefits.

Why it matters

The uncomfortable truth

You can spend months building a strong benefits package, and it won’t matter if employees don’t understand how it applies to them.

72%

of workers made no changes at enrollment, in the Benefitfocus 2024 State of Employee Benefits report.

More on why benefits education stalls and an open enrollment checklist for HR teams.

FAQ

Questions HR teams ask

Is HMCB giving employees advice HR isn’t allowed to give?

HMCB gives each employee a general recommendation based on their answers and the plan strategy you and your broker set, with an explanation of why. Employees still make their own elections in your enrollment system.

What do employees need to use it?

A link or QR code and about four minutes. There’s no account, app or login.

What do we need to provide?

The same benefits summary you give new hires. Your broker can help set up the recommendation logic.

Which languages does it support?

English, Spanish and French.

Your next enrollment is the time to start supporting your employees

Pick a plan with flat voluntary participation and we will show you what the guidance looks like for that workforce. Fifteen minutes with Brandan, no deck or hard pitch.

See it with your own plans

Or walk through the employee experience first. Four demo companies, no contact information required.

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